1/3/2024 0 Comments Dave ramsey cash envelopes![]() ![]() ![]() At the end of this post is a printable with over 70 budget categories if you are having trouble coming up with what you will need! Each one will get labeled with its own envelopes. Pictured below is my list of categories that I use for my cash envelope spending. Some people may choose to only do a few categories. Check out my guide to budgeting as a waitress. Because I am a waitress, I have envelopes for EVERY category that I spend plus all of my bills. These can be all different kinds of things based on your budget and your family. Make a list of budget categories that cash spending would help with I started with basic office envelopes, but I have been thinking about upgrading! There are plastic envelopes (which will hold up a little bit longer), or paper envelopes with a ledger if it makes it easier for you to track. I have seen people use all different kinds of envelopes as well. It actually adds up pretty quick and it is a nice extra $50 every other month. ![]() The old, decorated milk jug is my coin jar where I put all of my loose change. I use an old recipe box to keep all of my envelopes organized. To get started you will need envelopes, a pen, a small notebook (small enough for a piece of paper to fit inside of the envelope), clips, and a place to put them! I also use sticky notes to label each clip. Once the money in that envelope is gone, there is nothing left for you to spend! They take a few months to get the hang of, but soon you will be rocking and rolling your way to spending less! How to Set up Cash Envelopes? Gather all of your materials Cash envelopes allow you to assign a certain amount of money to a category. Things like eating out, groceries, and misc/personal spending are usually the most popular categories for your envelopes, but they can be so many more than that. Envelopes or Clips to hold cash that is specifically allocated for a certain category. In fact, this is probably how your great-great grandma carried her budget! If it worked for her, it could definitely work for you!Ĭash Envelopes are exactly what they sound like. This is one way that bloggers make money, but it is at absolutely no extra cost to you if you choose to make a purchase based on my suggestions! If you would like to read more about how this works, check out my Disclosure Policy!Ĭash Envelopes are the best way to curve your spending because it has been proven that cash is mentally harder to spend than swiping your card! This system is nothing new to the budgeting world. Disclaimer: This post may contain affiliate links. ![]()
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